how to add someone to a deed in michigan

Beulah, MI 49617 http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. Phone Number: 989-345-0728 If you're getting a copy from your local land registry office, search for your deed in their database or ask for assistance. Note: A deed is an instrument used to transfer ownership (title) to another person. She received her JD from Indiana University Maurer School of Law in 2006. wikiHow is where trusted research and expert knowledge come together. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Complete, review and sign the quitclaim or warranty form. Email: clerk@schoolcraftcounty.us Box 800 You should contact your attorney to obtain advice with respect to any particular issue or problem. P.O. For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Phone Number: 616-994-4510 For more detailed information on how to add someone to your house title, scroll down. The transfer is excluded from the gift tax if you're adding your spouse to your house title. 2 S. Main St. By using our site, you agree to our. American Academy of Estate Planning Attorneys. http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds Returning to the $100,000, suppose you create a TOD deed for your spouse. Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. How do we add my name to note? You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Phone Number: 989-731-7551 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. 200 N. Main Street Phone Number: 517-543-4203 Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. Jennifer Mueller is an in-house legal expert at wikiHow. Clemens, MI 48043 Some transfers are excluded from reassessment. Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds There are different forms of deeds depending on the situation involved. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. There are two ways to get a deed. Cheboygan, MI 49721 P.O. Also specify the type of ownership each party will have. http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, Oscoda County Register of Deeds However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. Fax Number: 810-985-4795 Suite 400 As long as you retain interest in the home, its still going to go through probate. "What Is Joint Tenancy and When Should I Use It?" Secretary of State By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. Phone Number: 989-895-4228 A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. Manistee, MI 49660 Tax Foundation. It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. This might not be an option if one of the owners does not have good credit. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. ", a right of survivorship. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Phone Number: 989-743-2216 It can also affect inheritance rights of heirs and devisees. Email: rod@berriencounty.org 103 605 N. Birch St. It doesn't matter whether you intended it to be a gift or not. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds 214 E. Center St These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. International Center This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. Unlike some other types of property, you can't just add their name to the existing deed. Phone Number: 989-269-9941 Fax Number: 616-632-7615 Phone Number: 517-279-4320 Standish, MI 48658 Maybe you just got married and would like your new spouse listed as part owner of your home. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Fax Number:231-839-3684 Bellaire, MI 49615 Phone Number: 989-672-3840 Saginaw, MI 48602 http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds 701 Main Street 100 N. State Street Property ownership, transfer laws and deed practices differ depending on the state in which you live. Phone Number: 231-592-0148 https://rod.chippewacountymi.gov/landweb.dll/$/, Clare County Register of Deeds If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Become familiar with your spouses financial history before you decide to add his name to your deed. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Phone Number: 989-275-5931 Fax Number: 906-387-2156 Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. P.O. Obtain a blank quit claim deed form from an office supply store, attorney or title company. P.O. The person selling the property is often called the "grantor" while the person buying the property is called the "grantee". 319 Court Street The notary will need to verify your identity. Mason, MI 48854 Accessed April 10, 2020. Phone Number: 989-832-6820 https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds This article has been viewed 206,090 times. unlocking this expert answer. https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, Arenac County Register of Deeds The separate interest refers to the monetary interest in the property. These exemptions vary among states. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Thanks to all authors for creating a page that has been read 206,090 times. Email: register@miottawa.org Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Phone Number: 517-322-1144, Shiawassee County Register of Deeds https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. 304 E. Ludington Ave. It's revocable. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. If your lender agrees not to enforce the clause, get the agreement in writing. Jennifer Mueller is an in-house legal expert at wikiHow. Adrian, MI 49221 Fax Number: 989-846-9166 http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds Fax Number:517-264-4543 3. The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Newberry, MI 49868 https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds My spouse died, how do I remove my spouse's name from my deed? Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Phone Number: 248-858-0581 Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. Fax Number: 517-546-5966 800 10th Street, Suite 200 Fax Number: 231-256-8149 For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds Box 35 Allegan, MI 49010 Flint, MI 48502 Fax Number: 906-774-4660 You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. Strike a line through any verbiage on the deed that does not apply to your circumstances. Grayling, MI 49738 Therefore, if you want to have survivorship rights, make sure the deed includes language stating that the ownership is as joint tenants with rights of survivorship. Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. Suite M-3 Strike a line through any verbiage on the deed that does not apply to your circumstances. 12265 M-32 West Email: rod@chippewacountymi.gov The most common scenario where you might want to add someone to your deed is if you own a home and you get married. P.O. Pleasant, MI 48858 Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Fax: 877-443-9505 Muskegon, MI 49442 Marshall, MI 49068 200 Grand River Avenue It doesn't matter whether money was exchanged or not. Phone Number: 231-689-7246 http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Support wikiHow by Box 538 Suite 301 http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Phone Number: 517-546-0270 Phone Number: 231-724-6271 1045 Independence Blvd. 315 W. Green St. Hart, MI 49420 1101 Beach Street, Room 138 There are four common ways to hold title to real estate in Michigan: Tenants in Common. Phone Number: 616-527-5320 Phone Number: 231-627-8808 You can't have it both ways, however. However, if you transferred the property to your spouse at your death, for example through a transfer-on-death deed, his capital gains basis would be the fair market value of the house when he acquired it. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds However, this action can have a financially devastating outcome if you don't prepare in advance. Phone Number: 989-539-7131 Fax Number: 989-790-5278 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Holding Title: Tenants vs. "Tenants". 806 W. Houghton Avenue, Room 104 Phone Number: 616-632.7610 We use cookies to make wikiHow great. Phone Number: 517-264-4538 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. 341 S. Jefferson Room 201 MCL 565.201a. You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. Then, sign the completed form in the presence of a notary before submitting it to the recorders office!